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How To Protect Your Business and Home From Winter Storm Damage
When freezing temperatures, heavy snowfall, and sudden flooding hit, both homes and commercial properties face serious risks.


How Insurance Adjusters Calculate Damage and Payouts?
After a disaster, filing insurance claims is just the beginning. What happens next depends on how the insurance adjuster determines the payout.


Top Causes of Property Damage and How to Prevent Them
By understanding the most common causes of property damage, you can take preventive measures to protect your property and reduce the risk...


How Public Adjusters Maximize Your Insurance Claim Payout
When property damage disrupts your life or business, navigating the insurance claims process can be daunting. This is where a public adju...


How to Recover Your Building From Property Damage
When disaster strikes, the aftermath can feel like a whirlwind of chaos. Once a beacon of safety, your building is now marred by property...


Flood vs. Backup Claims
When water damage strikes your property, it’s easy to feel frustrated and confused—what type of insurance covers the mess? Understanding ...


Why Is Extra Expense Coverage So Important?
When disaster strikes—a fire, storm, or unexpected property damage—businesses must worry about more than just the physical loss. Beyond t...


What’s Covered Under the National Flood Insurance Program?
Protecting your home or business from flood damage is crucial, but what does flood insurance cover? Knowing the specifics can make all th...


What is an Insurance Commissioner?
Have you ever had to deal with insurance? It can be pretty confusing. Luckily, there's someone who helps keep things fair. This person is...


Is Your Insurance Policy Misrepresenting Terms?
Navigating the complex terms of an insurance policy during a time of distress can be a formidable task for any property owner.


Inventorying Personal Property Loss and Inventory Recreation After an Accident
In the aftermath of an accident, whether it’s a car crash, natural disaster, or any unfortunate incident, the process of inventorying per...


What Is Freeze Exclusion?
As a resident of the United States, you may often find yourself negotiating with insurance companies for filing claims on property damage...


Will My Insurance Pay For Frozen Pipe Damage?
Winters can be extremely challenging for some regions. With ice-cold temperatures, water pipes can be frozen and lead to blockage.


What Is A Civil Remedy Notice?
Dealing with insurance claims, particularly for commercial claims or extensive property damage, can be complex and often frustrating. Som...


Types of Catastrophe Insurance
Catastrophe insurance is a specialized type of coverage designed to protect against the financial fallout resulting from large-scale and...


Process of Filing a Mold Damage Claim
Filing a mold damage claim isn’t easy, especially because of the presence of so many variables. But you should never ignore mold because...


Best Way to Manage a Commercial Roof Claim
Roof damage can be an unforeseen nightmare that might strike your commercial property, threatening to disrupt your business and result in...


How to Complete a Total Loss Inventory
One of the most difficult things to go through is a total loss, where you lose all your belongings to property damage. This may be due to...


How Do Insurance Companies Define Physical Loss?
Getting an insurance plan for your property can be easy. You can choose from multiple coverage options to get the best insurance claims w...


Differences Between Types of Adjusters
Adjusters are responsible for managing insurance claims for policyholders. However, not all adjusters do the same job and in the same way...
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