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Navigating insurance claims can be overwhelming—especially when you’re dealing with unexpected property damage.

When a business experiences major property damage, understanding whether it qualifies as a “large loss” is critical to navigating the insurance claims process.

Whether you’re dealing with residential or commercial claims, understanding how damages are evaluated can significantly impact your final settlement.

Reviewing your insurance policy might not be the most exciting annual task, but it is one of the most important — especially for property owners and businesses seeking protection from unexpected losses.