Are you looking to claim insurance for property damage and loss of business but don't know where to begin? You are not alone. In the last decade, more than 40% of businesses have filed insurance claims. This means there are a lot of people who have gone through what you are going through.
However, you can make it easier by hiring a public adjuster. This blog will inform you about everything you need to know about the process of a public adjuster.
Step-By-Step Process of a Public Adjuster
A public adjuster is a trained insurance agent that works privately to help individuals with their commercial claims. They also help people with their residential claims. According to the Florida Association of Public Adjusters (FAPIA), homeowners who hired an insurance adjuster got more in their settlement than if they didn't.
If you want to learn more about how public adjusters work and what they do, read the step-by-step process of a public adjuster below.
Step 1: Evaluating Damages
Evaluating the damages to your property can be a difficult and time-taking task that most homeowners dread. However, a public adjuster can help take the task off your hands.
The adjuster will evaluate any damage caused to your property and loss of business covered under your insurance and estimate the costs of materials and labor needed to repair or replace the structures or appliances.
Step 2: Strategize and Prepare
Insurance claims require a lot of preparation, including understanding your insurance policy, filling out documents, meeting deadlines, and tracking the insurance claim process.
The preparations can be difficult to stay on top off, especially if you are inexperienced with the process. However, a public adjuster is well versed in the process and can ensure that everything goes smoothly. They can also help strategize and chart a course for your claim.
Step 3: Collaborate
The public adjuster works with any third parties on your behalf, including the insurer, attorney, witnesses, or any relevant figure. This makes you feel at ease that nothing is being missed and that your claim will be carried out smoothly.
Step 4: Negotiate
Finally, the public adjuster will negotiate with your insurance company to receive a fair payout, ensuring that you receive the maximum amount of money for your insurance claim and get back to your home or business as soon as possible and without worry.
Get in Touch With a Public Adjuster
The process of a public adjuster seems simple, but you need to hire someone who is experienced and puts your needs above anything else. Affiliated Adjustment Group provides a wide range of services to ensure you get the maximum insurance claim possible.
Contact us today by calling us at 516-353-1400 or visiting our headquarters at Lake Success, New York.