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The Impact of Depreciation on Insurance Claims
Depreciation can have a significant effect on both residential insurance and commercial claims, especially when it comes to property damage.
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Understanding Insurance Coverage Limits and Exclusions
When it comes to filing insurance claims—especially commercial claims or ones involving property damage—it’s not enough to have insurance.
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Navigating Insurance Claims During Renovations and Construction
Renovating or expanding a commercial property is an exciting step for any business owner. However, construction projects also bring unique risks that can complicate insurance claims.
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Should You Accept the First Insurance Settlement Offer? Here’s What to Know
After filing an insurance claim for commercial property damage, many policyholders receive a quick settlement offer from the insurance adjuster.
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What to Do If Your Insurance Settlement Offer Is Too Low
Receiving a low insurance settlement offer after a loss can feel like a second hit, especially when your business is still recovering from property damage.
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Filing a Commercial Insurance Claim: What Every Business Owner Needs to Know
When your business faces property damage, the last thing you want is to be caught off guard by the complexities of filing a commercial insurance claim.
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What Do Insurance Adjusters Look for When Assessing a Claim
An insurance adjuster is responsible for examining claims to establish the extent of coverage and financial responsibility. Their job inv...
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Common Myths About Insurance Adjusters Debunked
Whether dealing with property damage or commercial claims, understanding the truth behind these myths is crucial to ensuring a smooth rec...
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Top Causes of Property Damage and How to Prevent Them
By understanding the most common causes of property damage, you can take preventive measures to protect your property and reduce the risk...
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Understanding Your Insurance Policy: What’s Covered and What’s Not?
Insurance policies can be tricky. There’s a lot of fine print, and it’s difficult to understand all the clauses and inclusions/exclusions.
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What to Expect During an Insurance Adjuster’s Inspection
If you’ve experienced property damage, the insurance adjuster's inspection is one of the most nerve-wracking steps in the insurance claim...
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A Day in the Life of an Insurance Adjuster: Behind the Scenes
Have you ever wondered what an insurance adjuster does behind the scenes? Each day is filled with unique challenges and opportunities to ...
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How to Recover Your Building From Property Damage
When disaster strikes, the aftermath can feel like a whirlwind of chaos. Once a beacon of safety, your building is now marred by property...
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Flood vs. Backup Claims
When water damage strikes your property, it’s easy to feel frustrated and confused—what type of insurance covers the mess? Understanding ...
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Why Are Protective Safeguards Important in Insurance?
Have you ever considered what stands between common risks and your business continuity? It’s about having the right kind of protection be...
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Common Insurance Pitfalls in New York and How to Avoid Them
New Yorkers are known for being savvy, but even the sharpest can stumble into insurance pitfalls. It's not always about having the coverage.
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The Importance of Documentation in New York Insurance Claims
Ever faced the aftermath of property damage and felt overwhelmed by the insurance recovery process? Documentation is the cornerstone of...
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At What Point Can Policyholders Request an Appraisal?
Have you ever found yourself in a disagreement with your insurance company over the value of a claim? Carefully understanding when you ca...
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Reasons to Not Accept an Insurance Company’s First Offer
When faced with property damage, whether from a natural disaster or another unforeseen event, the immediate next step is often to file in...
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Why Contractors Cannot Legally Negotiate Insurance Claims
Navigating the complexities of insurance claims can be daunting when property damages occur. Homeowners and businesses often seek the exp...
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