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Filing an insurance claim after experiencing property damage can feel overwhelming, especially when it comes time for the insurance company’s property inspection.

When property damage disrupts a commercial building, one of the first questions that arises is whether the tenant or the landlord is responsible for filing the insurance claim.

Whether you’re dealing with residential or commercial claims, understanding how damages are evaluated can significantly impact your final settlement.

Reviewing your insurance policy might not be the most exciting annual task, but it is one of the most important — especially for property owners and businesses seeking protection from unexpected losses.