Why Do I Need A Public Adjuster?

Because public claims adjusters aren’t connected to your insurance company in any way, there is no conflict of interest. A public adjuster's sole objective is to ensure you receive the maximum financial compensation due to you as outlined by your policy.

Choosing an accredited public insurance adjuster is essential because it ensures that your adjuster adheres to a strict code of ethics as established by the profession’s national association, the National Association of Public Insurance Adjusters, or NAPIA.

Could you process your own claim? Sure. But doing so will not only take you away from getting your business back on track after your property loss, but you may not achieve as successful a settlement as a trained professional who handles thousands of similar cases every year. Chances are your public adjuster has handled many cases just like yours with your particular insurance carrier and understands the idiosyncrasies and specific obstacles that company represents. Besides, a typical policy has hundreds of provisions, stipulations, riders and multiple forms that are constantly being updated; keeping up-to-date on these changes is part of each public adjusters professional development. You, as a newcomer to the insurance claim system, are unlikely to be aware of these complex settlement requirements, further slowing the process and ultimately delay and potentially adversely effect payment.